Privacy Policy

Effective September 9, 2026

Encore Life (“we,” “our,” or “us”) respects your privacy. This policy explains how we collect, use, disclose, and protect information submitted through our advertisements, forms, website, and communications.

Information we collect

We may collect your name, telephone number, email address, age or date of birth, state, ZIP code, homeownership and mortgage-related information, insurance interests, requested coverage, health or eligibility responses, and other information you voluntarily provide.

How we use information

We use information to respond to requests, contact you about mortgage protection or life insurance options, connect you with a licensed agent, provide quotes, determine potential eligibility, assist with requested applications, maintain records, improve our services, prevent fraud, and comply with law.

Calls, texts, and emails

When you submit a form and provide consent, Encore Life and its licensed insurance agents may contact you regarding your request by telephone, text message, or email, including through automated technology where permitted by law. Consent is not a condition of purchasing a product or service. Message and data rates may apply. Reply STOP to opt out of texts or HELP for help.

Sharing

We may share information as reasonably necessary with licensed agents, insurance carriers when you request a quote or application, service providers supporting our communications and operations, professional advisers, authorities when required by law, or a successor in a business transaction. We do not sell personal information for monetary compensation, and we do not share mobile opt-in data with third parties for unrelated marketing.

Security and retention

We use reasonable safeguards to protect personal information and retain it only as reasonably necessary for the purposes described above and applicable legal requirements. No electronic system can be guaranteed completely secure.

Your choices

Subject to applicable law, you may request access, correction, or deletion of certain personal information, or withdraw marketing consent. We may need to verify your identity.

Children

Our services are intended for adults and are not directed to children under 18.