:root{--navy:#052f53;--navy-2:#031f38;--blue:#0c7dcc;--blue-2:#1797ed;--sky:#e8f5ff;--white:#fff;--ink:#102638;--muted:#5e7485;--panel:#0b1e31;--line:#d7e4ed}
*{box-sizing:border-box}html{scroll-behavior:smooth;background:#fff}body{min-height:100vh;margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff}button,input{font:inherit}button{cursor:pointer}a{color:inherit}
.site-header{position:sticky;top:0;z-index:20;min-height:74px;padding:12px clamp(18px,5vw,64px);display:flex;align-items:center;justify-content:space-between;color:#fff;background:rgba(3,31,56,.96);border-bottom:1px solid rgba(255,255,255,.15);backdrop-filter:blur(14px)}
.wordmark,.mini-wordmark{display:flex;align-items:center;text-decoration:none;font-weight:950;letter-spacing:.055em;line-height:1}.wordmark{font-size:clamp(1.2rem,3vw,1.65rem);gap:9px}.wordmark-line,.mini-wordmark i{width:3px;height:29px;border-radius:4px;background:var(--blue-2)}.header-nav{display:flex;align-items:center;gap:24px}.header-nav>a{font-size:.86rem;font-weight:750;text-decoration:none;color:#d8e8f4}.header-nav>a:hover{color:#fff}.header-cta{padding:11px 17px;border-radius:7px;background:var(--blue);color:#fff!important;text-transform:uppercase;letter-spacing:.04em}
.hero{min-height:760px;padding:clamp(72px,10vw,130px) clamp(18px,7vw,92px);display:grid;grid-template-columns:minmax(0,680px) minmax(280px,410px);align-items:center;justify-content:space-between;gap:50px;color:#fff;background:linear-gradient(90deg,rgba(2,28,50,.92) 0%,rgba(2,34,59,.72) 48%,rgba(2,33,56,.2) 100%),url("family-home.png") 58% center/cover no-repeat}
.hero-copy{max-width:680px;text-shadow:0 3px 24px rgba(0,14,26,.45)}.eyebrow,.section-kicker{display:inline-block;margin-bottom:14px;text-transform:uppercase;letter-spacing:.14em;font-size:.76rem;font-weight:900;color:#80caff}.hero h1{font-size:clamp(3.7rem,7vw,7rem);line-height:.9;letter-spacing:-.065em;margin:0 0 24px}.hero-copy>p{max-width:620px;margin:0 0 28px;color:#e2f0f9;font-size:clamp(1.05rem,1.8vw,1.28rem);line-height:1.55}.primary-cta,.secondary-cta{display:inline-flex;align-items:center;justify-content:center;gap:18px;text-decoration:none;font-weight:900;letter-spacing:.04em}.primary-cta{min-height:58px;padding:15px 28px;border-radius:8px;color:#fff;background:linear-gradient(90deg,#0b72ba,#1595e8);box-shadow:0 12px 26px rgba(0,24,43,.3)}.primary-cta:hover{filter:brightness(1.08)}.hero-assurances{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:24px;color:#dcecf6;font-size:.85rem;font-weight:750}.hero-card{align-self:end;padding:28px;background:rgba(3,31,54,.88);border:1px solid rgba(255,255,255,.2);box-shadow:0 24px 60px rgba(0,18,33,.38);backdrop-filter:blur(10px)}.hero-card-kicker{display:block;color:#75c6ff;font-size:.7rem;font-weight:950;letter-spacing:.16em;margin-bottom:10px}.hero-card strong{display:block;font-size:1.65rem;line-height:1.1}.hero-card p{color:#d2e5f2;line-height:1.55;margin:12px 0 0}
.trust-band{padding:24px clamp(18px,7vw,90px);display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#dce8f0;border-bottom:1px solid #cbdbe6}.trust-band>div{padding:8px 28px;background:#fff;text-align:center}.trust-band b{display:block;color:var(--navy);font-size:1rem}.trust-band span{display:block;margin-top:4px;color:var(--muted);font-size:.8rem}
.quote-section{padding:clamp(64px,9vw,118px) clamp(18px,7vw,90px);display:grid;grid-template-columns:minmax(260px,480px) minmax(440px,560px);justify-content:center;align-items:center;gap:clamp(45px,8vw,110px);background:linear-gradient(140deg,#f5f9fc,#eaf3f9)}.quote-intro h2,.carrier-section h2,.story-copy h2,.process-section h2,.expectations-section h2,.about-section h2,.faq-section h2,.closing-cta h2{font-size:clamp(2.35rem,4.4vw,4.4rem);line-height:.98;letter-spacing:-.055em;margin:0}.quote-intro>p,.carrier-section>p,.story-copy>p,.expectations-heading>p,.about-section>p,.closing-cta>p{font-size:1.02rem;line-height:1.65;color:var(--muted)}.check-list{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:14px}.check-list li{position:relative;padding-left:31px;font-weight:800;color:var(--navy)}.check-list li:before{content:"✓";position:absolute;left:0;top:-2px;width:21px;height:21px;border-radius:50%;display:grid;place-items:center;background:#d9efff;color:#087ac5;font-size:.8rem}
.questionnaire{width:100%;max-width:560px;margin:auto;background:#fff;padding:10px;border:1px solid rgba(11,55,87,.12);box-shadow:0 28px 70px rgba(0,36,63,.24)}.form-banner{min-height:128px;padding:20px 22px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;color:#fff;background:linear-gradient(130deg,rgba(3,41,70,.94),rgba(4,74,119,.82)),url("family-home.png") center 43%/cover no-repeat;overflow:hidden}.mini-wordmark{font-size:1.55rem;gap:8px;margin-bottom:9px}.mini-wordmark i{height:25px;width:2px}.form-banner strong{font-size:1rem}.form-banner small{margin-top:4px;color:#cfe9fa;font-size:.77rem}
#mortgage-form{margin:0}.form-panel{min-height:430px;padding:26px 30px 22px;background:var(--panel);color:#fff;position:relative;overflow:hidden}.progress-track{height:5px;background:rgba(255,255,255,.15);overflow:hidden;margin:-26px -30px 22px}.progress-track span{display:block;width:12.5%;height:100%;background:linear-gradient(90deg,#72c2ff,var(--blue-2));transition:width .25s ease}.form-kicker,.final-kicker{text-transform:uppercase;letter-spacing:.12em;color:#66bcfb;font-size:.72rem;font-weight:900;margin:0 0 10px}.step{display:none;animation:enter .22s ease}.step.active{display:block}@keyframes enter{from{opacity:.15;transform:translateX(10px)}to{opacity:1;transform:none}}.step h2{font-size:clamp(1.45rem,3.4vw,2rem);line-height:1.2;letter-spacing:-.025em;margin:0 0 20px;color:#fff}.question-help{margin:-10px 0 18px;color:#aebfd0;font-size:.94rem;line-height:1.45}.choice-list{display:grid;gap:10px}.choice{display:flex;align-items:center;min-height:52px;padding:11px 15px;border:1px solid rgba(255,255,255,.2);border-radius:8px;background:rgba(255,255,255,.055);font-weight:750;transition:.15s ease}.choice:hover{border-color:#66baf6;background:rgba(34,143,226,.14)}.choice input{appearance:none;width:21px;height:21px;border:2px solid #a7bac9;border-radius:50%;margin:0 13px 0 0;flex:0 0 auto}.choice input:checked{border:6px solid #7fcaff;background:#fff}.choice:has(input:checked){border-color:#71c5ff;background:rgba(29,137,219,.22);box-shadow:0 0 0 2px rgba(88,185,255,.1)}
.input-label,.contact-grid label span{display:block;margin:0 0 8px;font-size:.82rem;font-weight:800;color:#d9e7f2}.text-input{width:100%;min-height:53px;border:1.5px solid #9dafbc;border-radius:7px;background:#fff;padding:12px 13px;color:#13283b;outline:0}.text-input:focus{border-color:#55b8ff;box-shadow:0 0 0 4px rgba(70,173,246,.2)}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:18px}.contact-grid .wide{grid-column:1/-1}.consent{display:flex;align-items:flex-start;gap:10px;padding:13px;border:1px solid rgba(255,255,255,.16);border-radius:8px;background:rgba(255,255,255,.05);font-size:.7rem;line-height:1.48;color:#bac9d6}.consent input{width:18px;height:18px;margin:1px 0 0;flex:0 0 auto;accent-color:var(--blue)}.consent a{color:#8fd0ff;font-weight:750}.submit-button{width:100%;min-height:57px;margin-top:16px;border:0;border-radius:8px;color:#fff;background:linear-gradient(90deg,#0f72bc,#178ee8);font-weight:900;letter-spacing:.035em;font-size:1.02rem;box-shadow:0 9px 22px rgba(0,0,0,.22)}.submit-button:hover{filter:brightness(1.07)}.submit-button:disabled{opacity:.65;cursor:wait}.form-error{min-height:18px;margin:12px 0 0;color:#ff9ba1;font-size:.8rem;font-weight:700}.form-nav{height:58px;display:grid;grid-template-columns:64px 1fr 64px;align-items:center;text-align:center;background:linear-gradient(90deg,#0e73bd,#178ee8);color:#fff}.form-nav span{font-size:.83rem;font-weight:850}.nav-button{height:58px;border:0;color:#fff;background:transparent;font-size:1.35rem;font-weight:900}.nav-button:hover{background:rgba(255,255,255,.1)}.nav-button:disabled{opacity:.3;cursor:default}button:focus-visible,input:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #8dd0ff;outline-offset:3px}
.carrier-section{padding:80px 18px;text-align:center;background:#061f35;color:#fff}.carrier-section h2{max-width:850px;margin:auto}.carrier-section>p{max-width:660px;margin:18px auto 32px;color:#bdd0df}.carrier-list{max-width:1120px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);border:1px solid rgba(255,255,255,.16)}.carrier-list span{min-height:82px;padding:18px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.1);font-size:1.05rem;font-weight:900;color:#eaf5fc}
.story-section{display:grid;grid-template-columns:1.05fr .95fr;min-height:650px;background:#fff}.story-image{min-height:560px;background:url("family-home.png") center/cover no-repeat}.story-copy{padding:clamp(58px,8vw,110px);align-self:center}.story-copy>p{max-width:600px;margin:21px 0}.check-list.dark li{color:var(--ink)}.secondary-cta{margin-top:30px;color:#0674bd;font-size:1rem}
.process-section{padding:clamp(72px,10vw,120px) clamp(18px,7vw,90px);text-align:center;background:#edf5fa}.process-section h2{max-width:850px;margin:auto}.process-grid{max-width:1120px;margin:50px auto 0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;text-align:left}.process-grid article{padding:32px;background:#fff;border-top:5px solid var(--blue);box-shadow:0 14px 36px rgba(4,48,80,.08)}.process-grid b{color:#65baff;font-size:2rem}.process-grid h3{font-size:1.25rem;margin:19px 0 9px}.process-grid p{margin:0;color:var(--muted);line-height:1.6}
.expectations-section{padding:clamp(76px,10vw,125px) clamp(18px,7vw,90px);background:#fff}.expectations-heading{max-width:760px;text-align:center;margin:auto}.expectations-heading>p{margin:20px auto 0;max-width:680px}.expectation-cards{max-width:1120px;margin:46px auto 36px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.expectation-cards article{padding:32px;border:1px solid var(--line);background:#f8fbfd}.expectation-cards span{color:#138bdd;font-size:.75rem;font-weight:950;letter-spacing:.14em}.expectation-cards h3{font-size:1.22rem;line-height:1.3;color:var(--navy);margin:14px 0 12px}.expectation-cards p{color:var(--muted);line-height:1.6;margin:0}.centered{display:flex;width:max-content;margin:0 auto}
.about-section{padding:clamp(70px,9vw,110px) clamp(18px,8vw,120px);display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center;background:var(--navy);color:#fff}.about-section .section-kicker{color:#7ac8ff}.about-section>p{margin:0;color:#d2e4f1;font-size:1.08rem}
.faq-section{padding:clamp(72px,9vw,110px) 18px;background:#f4f8fb}.faq-section>.section-kicker,.faq-section>h2{display:block;text-align:center}.faq-list{max-width:860px;margin:42px auto 0;border-top:1px solid #cbdce7}.faq-list details{border-bottom:1px solid #cbdce7;background:#fff}.faq-list summary{cursor:pointer;list-style:none;padding:23px 26px;font-weight:850;color:var(--navy);position:relative}.faq-list summary:after{content:"+";position:absolute;right:25px;font-size:1.25rem}.faq-list details[open] summary:after{content:"–"}.faq-list p{margin:0;padding:0 26px 25px;color:var(--muted);line-height:1.65}
.closing-cta{padding:clamp(74px,10vw,120px) 18px;text-align:center;color:#fff;background:linear-gradient(120deg,rgba(3,31,54,.95),rgba(4,77,125,.87)),url("family-home.png") center/cover no-repeat}.closing-cta .mini-wordmark{justify-content:center;margin-bottom:24px}.closing-cta h2{max-width:820px;margin:auto}.closing-cta>p{max-width:650px;margin:20px auto 26px;color:#d9ecf8}.primary-cta.light{background:#fff;color:var(--navy);box-shadow:none}.closing-cta>strong{display:block;margin-top:28px;color:#bfe3fa;font-size:.96rem}
footer{padding:38px 20px;background:#021726;text-align:center;color:#9fb5c4;font-size:.78rem;line-height:1.55}.footer-mark{justify-content:center;width:max-content;margin:0 auto 18px;color:#fff}.footer-links{display:flex;justify-content:center;gap:12px}.footer-links a{color:#cfe7f6;font-weight:750}footer p{max-width:900px;margin:13px auto 0}
@media(max-width:940px){.header-nav>a:not(.header-cta){display:none}.hero{min-height:720px;grid-template-columns:1fr;align-content:center}.hero-card{display:none}.quote-section{grid-template-columns:1fr}.quote-intro{text-align:center;max-width:650px;margin:auto}.quote-intro .check-list{display:inline-grid;text-align:left}.story-section{grid-template-columns:1fr}.story-image{min-height:440px}.process-grid,.expectation-cards{grid-template-columns:1fr}.about-section{grid-template-columns:1fr;gap:28px}.carrier-list{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.site-header{min-height:66px}.header-cta{padding:10px 12px;font-size:.7rem!important}.hero{min-height:calc(100svh - 66px);padding:68px 20px 48px;background:linear-gradient(180deg,rgba(2,29,51,.7),rgba(2,28,50,.95)),url("family-home.png") 61% center/cover no-repeat;align-items:end}.hero h1{font-size:clamp(3.1rem,15vw,4.5rem)}.hero-copy>p{font-size:1rem}.primary-cta{width:100%}.hero-assurances{display:grid;gap:9px}.trust-band{grid-template-columns:1fr;padding:0}.trust-band>div{padding:19px 14px}.quote-section{padding:58px 0 0;gap:36px}.quote-intro{padding:0 20px}.questionnaire{max-width:none;border:0;padding:0;box-shadow:none}.form-banner{min-height:116px}.form-panel{min-height:470px;padding:24px 22px 18px}.progress-track{margin:-24px -22px 20px}.form-nav{position:sticky;bottom:0}.contact-grid{grid-template-columns:1fr;gap:12px}.contact-grid .wide{grid-column:auto}.carrier-section{padding:64px 17px}.carrier-list{grid-template-columns:1fr 1fr}.carrier-list span{font-size:.8rem;min-height:70px;padding:12px}.story-image{min-height:390px}.story-copy{padding:56px 20px}.process-section,.expectations-section{padding:64px 18px}.process-grid,.expectation-cards{margin-top:34px}.about-section{padding:64px 20px}.faq-section{padding:64px 14px}.faq-list summary{padding:20px 42px 20px 18px}.faq-list summary:after{right:18px}.faq-list p{padding:0 18px 22px}.closing-cta{padding:72px 20px}.final-step h2{margin-bottom:16px}footer{padding:32px 16px}}
@media(max-width:360px){.wordmark{font-size:1.05rem}.form-panel{padding:21px 17px 14px}.progress-track{margin:-21px -17px 18px}.choice{min-height:48px;padding:9px 12px}.form-banner{min-height:108px}.mini-wordmark{font-size:1.35rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.step{animation:none}}

/* Simplified landing-page layout */
.header-cta{padding:11px 17px;border-radius:7px;background:var(--blue);color:#fff!important;text-transform:uppercase;letter-spacing:.04em;font-size:.86rem;font-weight:850;text-decoration:none}
.hero{min-height:700px;display:flex;align-items:center;padding:clamp(72px,10vw,130px) clamp(18px,7vw,92px);background:linear-gradient(90deg,rgba(2,28,50,.94) 0%,rgba(2,34,59,.67) 53%,rgba(2,33,56,.12) 100%),url("family-home.png") 58% center/cover no-repeat}
.carrier-section{padding:64px 18px;text-align:center;background:#fff;color:var(--ink);border-bottom:1px solid var(--line)}
.carrier-section h2{font-size:clamp(2rem,4vw,3.5rem);max-width:850px;margin:auto}
.carrier-section>p{max-width:660px;margin:24px auto 0;color:var(--muted);font-size:.82rem}
.carrier-list{max-width:1120px;margin:38px auto 0;display:grid;grid-template-columns:repeat(6,1fr);gap:12px;border:0}
.carrier-list .carrier-logo{min-height:112px;padding:16px 12px;display:flex;align-items:center;justify-content:center;overflow:hidden;border:1px solid #dbe6ed;border-radius:10px;background:#fff;box-shadow:0 8px 24px rgba(4,48,80,.06)}
.carrier-logo img{display:block;width:100%;height:72px;object-fit:contain;mix-blend-mode:multiply}
.carrier-logo.united-home-life img{height:88px;transform:scale(1.55)}
.carrier-logo.american-home-life img{height:86px;transform:scale(1.1)}
.carrier-logo.royal-neighbors img{height:82px;transform:scale(1.9)}
.carrier-logo.liberty-bankers img{height:82px;transform:scale(1.55)}
.reviews-section{padding:clamp(70px,9vw,105px) 18px;text-align:center;background:#eef6fb}.reviews-section h2{font-size:clamp(2.35rem,4.4vw,4.2rem);line-height:1;letter-spacing:-.055em;margin:0}.reviews-placeholder{max-width:720px;margin:38px auto 0;padding:36px;border:1px solid #d3e2ec;border-radius:12px;background:#fff;box-shadow:0 15px 40px rgba(4,48,80,.08)}.review-stars{color:#f5b72e;font-size:1.5rem;letter-spacing:.18em}.reviews-placeholder p{margin:14px 0 7px;font-size:1.2rem;font-weight:850;color:var(--navy)}.reviews-placeholder small{color:var(--muted)}
.hero-primary-cta{display:flex;width:max-content;margin-left:auto;margin-right:auto}.quote-invitation{display:block;text-align:center}.quote-invitation .quote-intro{max-width:720px;margin:auto}.quote-invitation .check-list{display:inline-grid;text-align:left}.quote-page-cta{display:flex;width:max-content;margin:30px auto 0}.review-grid{max-width:1120px;margin:38px auto 0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;text-align:left}.review-card{min-height:210px;padding:28px;border:1px solid #d3e2ec;border-radius:12px;background:#fff;box-shadow:0 15px 40px rgba(4,48,80,.08);display:flex;flex-direction:column}.review-card p{margin:0 0 24px;color:var(--ink);font-size:1rem;line-height:1.55}.reviewer{margin-top:auto;display:flex;align-items:center;gap:13px}.reviewer-avatar{width:48px;height:48px;flex:0 0 48px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(145deg,#06365a,#0a85d4);color:#fff;font-size:.82rem;font-weight:900;letter-spacing:.06em;box-shadow:0 7px 18px rgba(4,48,80,.18)}.reviewer-details{display:grid;gap:2px}.reviewer-details strong{color:var(--navy);font-size:1rem}.reviewer-details small{color:var(--muted);font-size:.78rem}.reviewer-details .review-stars{font-size:.84rem;letter-spacing:.12em;line-height:1.2}
.options-page{min-height:100svh;background:linear-gradient(145deg,#eaf5fc,#f9fcfe)}.options-shell{min-height:100svh;padding:clamp(20px,5vw,54px) 16px;display:grid;place-items:center}.options-shell .questionnaire{max-width:620px;margin:auto}.options-shell .mini-wordmark{color:#fff;text-decoration:none}.options-shell .form-panel{min-height:440px}
@media(max-width:940px){.hero{min-height:680px}.carrier-list{grid-template-columns:repeat(3,1fr)}}
@media(max-width:940px){.review-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.hero{min-height:calc(100svh - 66px)}.carrier-section{padding:52px 16px}.carrier-list{grid-template-columns:repeat(2,1fr);gap:9px}.carrier-list .carrier-logo{min-height:90px;padding:12px}.carrier-logo img{height:58px}.carrier-logo.united-home-life img{height:66px;transform:scale(1.5)}.carrier-logo.american-home-life img{height:66px;transform:scale(1.08)}.carrier-logo.royal-neighbors img{height:62px;transform:scale(1.85)}.carrier-logo.liberty-bankers img{height:62px;transform:scale(1.5)}.review-grid{grid-template-columns:1fr}.review-card{min-height:0}.options-shell{padding:0}.options-shell .questionnaire{max-width:none;border:0;padding:0;box-shadow:none;align-self:stretch}.options-shell .form-banner{min-height:116px}.options-shell .form-nav{position:sticky;bottom:0}}

/* Focused quiz funnel */
.options-page{--funnel-navy:#052f53;--funnel-accent:#0c7dcc;--funnel-page:#f4f8fb;--funnel-blue:#e8f5ff;background:var(--funnel-page)}
.options-shell{display:block;min-height:100svh;padding:30px 16px 64px;background:radial-gradient(circle at 50% -20%,#fff 0,#f4f8fb 55%,#e8f1f7 100%)}
.funnel-wordmark{width:max-content;margin:0 auto 22px;display:flex;align-items:center;gap:9px;color:var(--funnel-navy);font-weight:950;font-size:clamp(1.35rem,4vw,1.85rem);letter-spacing:.055em;text-decoration:none}
.funnel-wordmark i{display:block;width:3px;height:31px;border-radius:3px;background:var(--funnel-accent)}
.options-shell .questionnaire{max-width:660px;padding:0;border:0;border-radius:18px;overflow:hidden;background:var(--funnel-navy);box-shadow:0 24px 65px rgba(5,47,83,.22)}
.options-shell .form-panel{min-height:455px;padding:34px 38px 26px;background:var(--funnel-navy)}
.options-shell .progress-track{height:8px;margin:-34px -38px 28px;background:rgba(255,255,255,.16)}
.options-shell .progress-track span{background:var(--funnel-accent)}
.options-shell .form-kicker,.options-shell .final-kicker{color:#80caff}
.options-shell .step h2{font-size:clamp(1.65rem,4vw,2.35rem);text-align:center;margin:10px auto 25px;max-width:540px}
.options-shell .question-help{text-align:center;color:#cfe5f5;margin:-12px auto 22px;max-width:500px}
.options-shell .choice-list{gap:12px}
.options-shell .choice{min-height:58px;border:2px solid transparent;border-radius:8px;background:#fff;color:#17223a;font-weight:800;box-shadow:0 5px 14px rgba(5,8,47,.18)}
.options-shell .choice:hover{border-color:#66baf6;background:#fff}
.options-shell .choice input{border-color:#77809a}
.options-shell .choice input:checked{border-color:var(--funnel-accent)}
.options-shell .choice:has(input:checked){border-color:var(--funnel-accent);background:#edf8ff;box-shadow:0 0 0 2px rgba(12,125,204,.16)}
.options-shell .text-input{border:2px solid transparent;border-radius:8px;min-height:56px}
.options-shell .text-input:focus{border-color:#55b8ff;box-shadow:0 0 0 4px rgba(85,184,255,.2)}
.options-shell .consent{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.2);color:#d7e8f5}
.options-shell .consent input{accent-color:var(--funnel-accent)}
.options-shell .consent a{color:#8fd0ff}
.options-shell .submit-button{background:linear-gradient(135deg,#0b72ba,#1595e8);box-shadow:0 10px 25px rgba(5,79,130,.35)}
.options-shell .form-nav{background:#fff;color:var(--funnel-navy);border-top:1px solid #e4e5ef}
.options-shell .nav-button{color:var(--funnel-accent)}
.options-shell .nav-button:hover{background:#edf8ff}
.options-shell .form-error{color:#ffb2c4}
.state-availability{max-width:560px;margin:18px auto 0;padding:17px 18px 2px;border:1px solid rgba(128,202,255,.28);border-radius:14px;background:radial-gradient(circle at 50% 100%,rgba(21,149,232,.16),transparent 58%),rgba(255,255,255,.035);box-shadow:inset 0 1px 0 rgba(255,255,255,.06)}
.availability-heading{text-align:center}
.availability-badge{display:inline-flex;padding:5px 10px;border:1px solid rgba(128,202,255,.38);border-radius:999px;background:rgba(12,125,204,.18);color:#8fd0ff;font-size:.61rem;font-weight:950;letter-spacing:.14em;text-transform:uppercase}
.availability-heading>strong{display:block;margin-top:9px;color:#fff;font-size:1.18rem;letter-spacing:-.01em}
.availability-heading>p{margin:4px 0 0;color:#cfe5f5;font-size:.76rem;line-height:1.4}
.availability-legend{display:flex;flex-wrap:wrap;justify-content:center;gap:7px 15px;margin-top:10px;color:#cfe5f5;font-size:.66rem;font-weight:750}
.availability-legend span{display:inline-flex;align-items:center;gap:6px}
.availability-legend i{display:block;width:10px;height:10px;border:1px solid rgba(255,255,255,.55);border-radius:50%}
.served-dot{background:#fff}
.unavailable-dot{background:#d8a84e}
.state-availability img{display:block;width:100%;height:auto;margin:-50px 0 -68px;filter:drop-shadow(0 9px 20px rgba(0,0,0,.18))}
.loading-step{text-align:center;padding:38px 0 20px}
.loading-ring{width:72px;height:72px;margin:0 auto 28px;border:8px solid rgba(255,255,255,.16);border-top-color:#55b8ff;border-radius:50%;animation:spin .9s linear infinite}
.loading-lines{display:grid;gap:10px;max-width:340px;margin:26px auto 0}.loading-lines span{height:10px;border-radius:10px;background:linear-gradient(90deg,rgba(255,255,255,.12),rgba(255,255,255,.35),rgba(255,255,255,.12));background-size:200% 100%;animation:shimmer 1s linear infinite}.loading-lines span:nth-child(2){width:82%}.loading-lines span:nth-child(3){width:64%}
@keyframes spin{to{transform:rotate(360deg)}}@keyframes shimmer{to{background-position:-200% 0}}
.funnel-reviews{max-width:1120px;margin:58px auto 0;padding:58px 28px;border-radius:20px;background:var(--funnel-blue);text-align:center;box-shadow:0 18px 55px rgba(5,47,83,.1)}
.reviews-kicker{margin:0 0 9px;color:var(--funnel-accent);font-size:.74rem;font-weight:950;letter-spacing:.14em;text-transform:uppercase}
.funnel-reviews h2{max-width:680px;margin:0 auto;color:var(--funnel-navy);font-size:clamp(1.7rem,4vw,2.7rem);line-height:1.08;letter-spacing:-.035em}
.funnel-review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;text-align:left}
.funnel-review-grid article{min-height:190px;padding:24px;border:1px solid #f0c76e;border-radius:12px;background:#fff;box-shadow:0 10px 26px rgba(23,27,85,.08)}
.funnel-review-grid .stars{color:#e7a515;letter-spacing:.08em}
.funnel-review-grid p{margin:14px 0 22px;color:#293052;line-height:1.55}
.funnel-review-grid strong{color:var(--funnel-navy)}
@media(max-width:680px){.options-shell{padding:18px 12px 34px}.funnel-wordmark{margin-bottom:16px}.options-shell .questionnaire{border-radius:14px}.options-shell .form-panel{min-height:485px;padding:28px 20px 22px}.options-shell .progress-track{margin:-28px -20px 24px}.options-shell .step h2{font-size:1.7rem}.options-shell .form-nav{position:static}.state-availability{margin-top:15px;padding:14px 13px 2px}.availability-heading>strong{font-size:1.08rem}.availability-legend{gap:6px 12px}.state-availability img{height:auto;margin:-34px 0 -42px}.funnel-reviews{margin-top:30px;padding:36px 18px}.funnel-review-grid{grid-template-columns:1fr}.funnel-review-grid article{min-height:0}.loading-step{padding-top:55px}}